image
Apply Now
Apply Now

BSCC Scheme

BSCC Notification

It is hereby informed to all Students and Parents that the BSCC Scheme is a Loan Scheme.

This scheme does not provide scholarships or grants. The financial support extended under BSCC is in the form of a loan, which must be repaid as per the terms and conditions.

Official BSCC Guidelines

Download Guideline 2

Bihar Student Credit Card Scheme

The Bihar Student Credit Card Scheme (BSCCS) is an initiative by the Bihar Government to ensure no student is denied higher education due to financial constraints.

Overview of the Scheme

  • Purpose: Financial support for higher education.
  • Loan Amount: Up to ₹4 Lakhs.
  • Interest Rate: 4% per annum (1% for female, Divyang & transgender).
  • Repayment: Flexible repayment after course completion.

Eligibility Criteria

  • Must be a resident of Bihar.
  • Must have passed 12th (Intermediate).
  • Age between 18–25 years.
  • Family income verification as per government norms.
  • Admission confirmed in eligible college/course.

Documents Required

  • Aadhaar Card (Student & Parent/Guardian)
  • 10th & 12th Marksheet
  • Bonafide Certificate
  • Fee Structure Details
  • Domicile Certificate
  • Passport-size Photos
  • Bank Passbook
  • Family Income Certificate

Step-by-Step Application Process

  1. Visit the official MNSSBY Portal.
  2. Complete New Applicant Registration.
  3. Login and select BSCC Scheme.
  4. Fill personal and co-applicant details.
  5. Upload all required documents.
  6. Visit DRCC for verification.
  7. After approval, loan is transferred to college account.

Courses Eligible for BSCC Support

Program Name Description
All Diploma courses 3-year undergraduate Diploma engineering degree.
BCA 3-year undergraduate program in computer applications.
BBA 3-year undergraduate professional business course.